Recipients

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Introduction

This feature is designed for merchants who want to transfer money using IRT transfers. It enables the management of recipients efficiently.

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Recipient Management

A recipient is an individual who receives funds from an international transfer via mobile money or bank transfer.

The available actions for recipients include:

• Creation – Adding a new recipient
• Retrieval – Viewing a list of recipients or a specific recipient
• Deletion – Removing a recipient

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Account Verification

When a new recipient is created, HUB2 verifies the existence of their account based on:

• Phone number for mobile money
• IBAN for bank transfers Once verified, KYC (Know Your Customer) information is recorded to confirm the recipient’s legitimacy. This ensures that merchants can securely transfer funds to the intended recipient.

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Next Steps

Once registered, each recipient is assigned a unique internal identifier. Merchants can use this identifier to initiate IRT transfers via the following endpoint: Make IRT transfer with verified recipient